Horus ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.
1. Information We Collect
When you use Horus, we may collect the following types of information:
- Financial Data: Transaction data, account balances, and spending information obtained through your connected bank accounts via Plaid. Horus never stores your bank login credentials.
- Account Information: Your name, email address, and authentication data when you create an account.
- Usage Data: Information about how you interact with the app, including features used, time spent, and app performance metrics.
- Device Information: Device type, operating system version, and unique device identifiers for the purpose of delivering the service and troubleshooting.
2. How We Use Your Information
Your information is used to:
- Display your spending across three time periods: Today, This Week, and This Month.
- Generate spending predictions and category breakdowns.
- Detect and track recurring subscriptions and upcoming bills.
- Provide spending streaks and financial habit insights.
- Sync your financial data securely across your devices.
- Improve the app and develop new features.
We do not sell, rent, or share your personal financial information with third parties for marketing purposes.
3. Third-Party Services
Horus integrates with the following third-party services:
- Plaid: Used to securely connect your bank accounts. Plaid's use of your data is governed by the Plaid End User Privacy Policy.
- Supabase: Used for secure data storage and authentication.
- RevenueCat: Used for managing in-app subscriptions.
- Vercel Analytics: Used to collect anonymized usage data to improve the app experience.
4. Data Storage and Security
We use industry-standard encryption and security measures to protect your data. Your financial information is stored on secure servers with appropriate safeguards against unauthorized access, alteration, disclosure, or destruction. Bank account credentials are never stored on our servers — all bank authentication is handled directly through Plaid's secure infrastructure.
5. Data Retention
We retain your financial data for as long as your account is active and you continue to use Horus. You may delete your account and all associated data at any time through the app settings. Upon account deletion, your data will be permanently removed from our systems within 30 days.
6. Your Rights
You have the right to:
- Access and review the personal data we hold about you.
- Request correction of inaccurate personal data.
- Request deletion of your personal data.
- Disconnect your bank account at any time.
- Export your data in a portable format.
- Opt out of non-essential analytics and data collection.
7. Children's Privacy
Horus is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected data from a minor, please contact us so we can promptly delete it.
8. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. Continued use of Horus after changes constitutes acceptance of the updated policy.
9. Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at www.zbgc.fyi